Post Office Over 50s plan is a simple and affordable plan designed to provide your loved ones with a guaranteed cash sum when you die. There are no medical questions and acceptance is guaranteed if you’re a UK resident between the age of 50 and 80 and have not exceeded the premium limits.

Post Office Over 50s Plan

postofficeThe cost of your cover depends on your age, and the level of cover you choose. You pay the premium each month by direct debit, for a fixed term, depending on your age when your cover starts.

For example, if you are aged 53 when your cover starts, you will pay your premium each month for 30 years. After this, your premiums will cease, but your cover will continue until your death.

If you stop paying your premiums before the end of the “premium payment term” shown above, your cover will cease

Life insurance is a vital part of financial planning for anyone who has dependents. By ‘dependents’, we’re referring to those whose circumstances and material wellbeing would be affected by your death. So that means your partner, your children or anyone else who is financially reliant on you.

You should only apply for this plan if you meet the following eligibility criteria:
•You are aged between 50 and 80; and
•You are a UK resident, excluding the Channel Islands
or the Isle of Man; and
•You have not already exceeded the premium limits

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