Get added peace of mind with Sainsbury’s Over 50 Life Cover. The plans, provided by Legal & General, provide cover for the whole of your life and pay out a cash sum on your death. This could be used to help contribute towards funeral expenses, any outstanding bills or left as a small gift for your loved ones.

Sainsburys Over 50 Life Cover

The Over 50s Fixed Life Insurance Plan offers a simple way to plan for the future. It’s designed for those who wish to budget, as the monthly premiums are fixed and guaranteed not to increase once the plan starts. The cash sum is also fixed, according to your chosen premium.

The Over 50s Increasing Life Insurance Plan is designed to help protect your cash sum against inflation, your premiums and cash sum are reviewed each year in line with the change in the Retail Prices Index (RPI). RPI measures the changing price of everyday household goods and services, like food and energy bills, it shows how the cost of living rises and is used as a measure of inflation.

A claim can be made after one year – regardless of the cause of death, or within one year due to accidental death. If you die within the first year of starting your plan, for any reason other than accidental death, only the premiums already paid will be returned.

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